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Home Buying for The First Time

April 5, 2012

First Time Home Buyer Tips

Maybe you’re a new family and you’re ready to move out of the apartment, or maybe mom’s finally kicking you out of the basement. Regardless, choosing and buying a home for the first time is a major life event that requires huge amounts of planning. Based on our experience, here are our tips and recommendations for first-time home seekers.

Do your own home search

Figure out the qualities and characteristics in a home that you are looking and are most important for your needs. This may include square footage, number of bedrooms, type of neighborhood, proximity to schools and shopping centers, etc. A real estate agent can help you find a dream home that fills those needs, but they need to have those questions answered.

Finding an Agent

Do some online research and chat with people who are familiar with the local real estate industry to find a real estate agent or attorney who is within driving distance of where you would like to live. Friends and relatives who are willing to help find you a home for free have their heart in the right place, but their resources are only so extensive, and they will certainly overlook detail oriented problems only an expert can catch.

Finding a Home Inspector

Find a state licensed home inspector who is certified and has a good reputation. Your friends and relatives can certainly help you inspect the home, but that doesn’t mean they will be able to recognize termite damage or roof problems. An average inspection should cost around $300-$350, so plan accordingly.

If the house is not brand new and has a basement, a radon test is absolutely necessary. To be considered safe, the radon level has to be below four pico curies. Homes built before 1978 will need a lead disclosure form to insure lead levels from paint are not at unsafe levels.

Finding a Loan Officer

Find a local loan officer who is willing to sit down with you and work you through your specific loan needs. This may be one of the strongest relationships you want to form, as you want to have quick access to someone who is familiar with your loans that may involve serious money. Quite often, home lenders will sit down with you for a complimentary session where they explain their programs. A loan application should cost about $350, which will include a credit check, job verification and property appraisal.

Quite often, professionals in the real estate industry are well connected and can help make referrals for you if you are looking for a home inspector or loan officer. Most importantly, plan ahead and stay organized in the whole process.  It is a long process, but it pays off when you find a home you can happily live in for many years to come.

Citations: Image via thinkpanama

This article was submitted by Coldwell Banker Valley Brokers, offering homes for sale in Corvallis Oregon.

819 Battlefield Bluff Dr New Market, VA 22844

October 17, 2010

819 Battlefield Bluff Dr New Market, VA 22844

819 Battlefield Bluff Dr New Market, VA 22844

This one of a kind home home has so much to offer!

Located in an excellent neighborhood, and having river front, you must see it!

To set up an appointment today call Florin at 540-335-8330!

6BR, 4.5BA.

Property Features

  • Open floor plan
  • 2 fireplaces
  • New roof(2009)
  • Full basement with exercise room with cork floors
  • Bordering State Park
  • New addition of sun room overlooking the river